Terms and Conditions

Terms and Conditions for RatioLock.com (Hypermatics)

Last Updated: 30 July 2025

1. Acceptance of Terms

By using the Website or its Services, you acknowledge that you have read, understood, and agreed to be bound by these Terms.
If you do not agree to these Terms, please discontinue use of the Website immediately.

2. No Financial or Investment Advice

  • RatioLock.com and Hypermatics provide educational tools and simulations only.

  • We do not provide investment, financial, or trading advice.

  • All simulations, calculations, and projections are hypothetical and for informational purposes only.

  • Cryptocurrency and blockchain assets are highly volatile and may result in financial loss.

  • Any decisions based on our data are made at your own risk.

Disclaimer: RatioLock.com and Hypermatics are not responsible for any losses, damages, or financial decisions you make based on the use of our Services.

3. Memberships and Subscriptions

Membership Levels

  • Access to certain premium simulations, reports, and tools requires an active membership subscription.

  • Membership levels determine which pages, simulations, and reports you can access.

Billing & Renewal

  • Paid subscriptions are billed according to your selected plan.

  • Automatic renewal occurs unless you cancel prior to your next billing cycle.

  • You are responsible for maintaining accurate payment information.

Refunds & Cancellations

  • Subscription fees are non-refundable, except as required by applicable law.

  • You may cancel your membership at any time through your account settings.

  • Upon cancellation, access to paid features will end at the end of the current billing period.

4. Use of Services

By using the Website and Services, you agree:

  • To use them for personal and lawful purposes only.

  • Not to:

    1. Copy, resell, or redistribute any tools, reports, or simulations.

    2. Use automated bots or scripts to scrape, overload, or abuse the platform.

    3. Attempt to bypass security measures or access restricted areas without authorization.

Violation of these Terms may result in account suspension or termination without refund.

5. Intellectual Property

  • All content, including code, plugins, tools, simulations, charts, graphics, text, and branding, is the exclusive property of RatioLock.com / Hypermatics.

  • Unauthorized copying, reproduction, or distribution of our content is prohibited.

  • Membership or access does not grant ownership rights to any content.

6. Accuracy of Information

  • All data, including price simulations, market data, and reports, is provided “as is” without warranty.

  • We use third-party data sources (e.g., CoinGecko) for live prices, which may be delayed, incomplete, or inaccurate.

  • RatioLock.com makes no guarantees of accuracy or suitability for financial decision-making.

7. Limitation of Liability

To the maximum extent permitted by law:

  • RatioLock.com, its owners, team members, and affiliates are not liable for any direct, indirect, incidental, consequential, or financial damages arising from the use of our Services.

  • You acknowledge that cryptocurrency markets are high-risk, and you assume full responsibility for your own investment decisions.

8. Privacy and Data Protection

  • Your personal data is handled in accordance with our Privacy Policy.

  • We collect limited information for account management, email notifications, and analytics only.

  • We do not sell personal data to third parties.

  • By using this Website, you consent to our data handling practices.

9. Termination of Accounts

We reserve the right to:

  • Suspend or terminate your account at our discretion if you violate these Terms.

  • Revoke access to any tools or services immediately upon termination.

Upon termination, you must stop using all Services and delete any downloaded content from our platform.

10. Governing Law

  • These Terms are governed by the laws of Australia.

  • Any disputes shall be handled in the courts of Victoria, Australia.

11. Changes to Terms

  • We may update or modify these Terms at any time.

  • Updates will be posted on this page with a revised “Last Updated” date.

  • Continued use of the Website after changes constitutes acceptance of the new Terms.

12. Contact Us

For any questions regarding these Terms:

Email: support@ratiolock.com
Website: https://ratiolock.com